Nopan - Performance platform for account and wallet payments across Europe

What it does

Nopan is an Amsterdam-based performance platform that helps digital businesses and Payment Service Providers (PSPs) launch, optimize, and scale account-based and wallet payment methods across Europe. The platform provides a single API to initiate payments via methods like account-to-account (A2A), wallets, and other real-time payment schemes. It handles routing, optimization, and reporting to improve conversion rates and reduce costs.

Who it is for

Nopan is designed for digital businesses—such as e-commerce merchants, subscription services, and fintech platforms—that want to offer alternative payment methods beyond traditional cards. It also targets Payment Service Providers looking to expand their payment method portfolio without building integrations from scratch. The platform is particularly relevant for companies operating in Europe where account and wallet payments are gaining traction.

Why it matters

Account and wallet payments offer lower transaction costs and faster settlement compared to card networks, but they are fragmented across different schemes and providers. Nopan simplifies this landscape by providing a unified performance layer that optimizes payment routing based on success rates, cost, and speed. This can lead to higher authorization rates and lower fees for merchants, ultimately improving their bottom line.

Launch signal

Nopan has raised a total of €7.2 million in funding to date, with the latest round led by Newion, with follow-on investment from Crane and Seedcamp. The company was founded by former Netflix alumni (though the specific founder name noted is Konstantin Surkov). The funding signals strong investor confidence in the account-to-account payment opportunity in Europe.

Brand and naming

The name 'Nopan' is short and punchy, but lacks inherent meaning or connection to payments, making it less intuitive. The domain nopan.com is strong and memorable. The tagline clearly positions it as a performance platform for account and wallet payments, but the name itself does not reinforce this positioning.