Impact-Site-Verification: 41b53a0c-6d04-458b-a457-fe9e29acde1a

Fintech & Web3/Debt Financingclimate financeregenerative agricultureagtechsustainable farmingdebt capital·

InSoil

Climate finance for farmers transitioning to regenerative agriculture

What it does

InSoil is a Vilnius-based climate finance company that provides mid-term debt capital to agricultural SMEs adopting sustainable farming practices. It offers agri loans, green loans, and carbon farming financing to help farmers transition to regenerative agriculture. InSoil also enables institutional investors to purchase high-quality soil carbon credits generated through its program. The company uses a multi-modal monitoring system combining physical soil sampling, laboratory analysis, satellite intelligence, and independent verification to measure and verify carbon sequestration.

Who it is for

InSoil serves two primary audiences: farmers and institutional investors. For farmers, it provides financial solutions and agronomy consultations to support the adoption of regenerative practices. For institutional investors and carbon credit buyers, it offers private debt investment opportunities and verified soil carbon credits. The company currently works with over 4,000 farmers and has enrolled 800,000 hectares of land.

Why it matters

Regenerative agriculture has the potential to restore soil health, increase biodiversity, and sequester carbon, but farmers often face financial barriers to transitioning. InSoil addresses this gap by providing accessible debt capital tailored to sustainable farming. Its €120 million credit facility from Pollen Street Capital, backed by the European Investment Fund, represents one of the largest private credit commitments for sustainable agriculture lending in Europe. By linking financing to carbon credit generation, InSoil creates a revenue stream for farmers while helping investors meet ESG goals.

Launch signal

InSoil has secured a €120 million senior secured credit facility from Pollen Street Capital, announced in June 2026. The company has also issued its first large-scale batch of soil carbon credits and established a strategic collaboration with Anew Climate to market over 500,000 Lithuanian verified soil carbon removals. Its soil carbon program has been successfully verified by SCS Global.

Brand and naming

The name "InSoil" directly communicates the company's focus on soil health and carbon sequestration. It is short, memorable, and suggests a deep connection to the earth. The brand positions itself as a leading financier driving soil regeneration, emphasizing transparency and scientific rigor in its monitoring and verification processes.

Founder

Laimonas Noreika

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