Wealthfolio

What it does

Wealthfolio is an open-source investment tracker that runs locally on all your devices. It provides a comprehensive view of your investments, net worth, and spending. Key features include investment tracking across multiple brokers, net worth tracking, spending and budget management, allocation targets with rebalancing plans, an AI assistant for portfolio questions, portfolio insights (asset allocation, sector exposure, geographic distribution), performance dashboard with benchmarking, income tracking (dividends, interest), goals and save-up planner, retirement and FIRE planner with Monte Carlo simulation, and contribution limit tracking for IRA, 401(k), and TFSA. Data is stored locally, and an optional subscription service called Wealthfolio Connect provides brokerage sync, device sync, and household view.

Who it is for

Wealthfolio is designed for individual investors who want a private, self-hosted solution to track their finances. It appeals to open-source enthusiasts, privacy-conscious users, and those who prefer to keep their financial data on their own devices rather than in the cloud. The tool supports desktop, mobile, and web (self-hosted) platforms, making it suitable for users who want access across devices. The optional Connect service targets users who want automated brokerage sync and multi-device synchronization.

Why it matters

Wealthfolio addresses the need for a private, open-source alternative to commercial investment trackers like Personal Capital or Mint. By running locally, it ensures users retain full control over their financial data. The tool offers a wide range of features typically found in paid services, including AI-powered insights, retirement planning, and benchmarking. Its open-source nature allows for community contributions and customization. The recent addition of mobile and Docker support (as highlighted in the Hacker News launch) expands its accessibility.

Launch signal

Wealthfolio 2.0 was launched on Hacker News as a Show HN post, highlighting the new mobile and Docker support. The project has garnered significant community traction with 7,652 GitHub stars. It has also been featured on Product Hunt and received a Trendshift badge. The launch emphasizes the transition from a desktop-only app to a cross-platform solution.

Brand and naming

The name "Wealthfolio" combines "wealth" and "portfolio," clearly communicating the product's focus on investment tracking and financial management. The tagline "Grow Wealth. Keep Control." reinforces the value proposition of privacy and local control. The brand positions itself as a calm, private alternative to complex financial tools, with a clean and modern visual design.